Planning for Families & Individuals with Special Needs
Thoughtful financial planning can help you care for the needs of today while preparing for the years and generations ahead. We help families bring the many pieces of special needs planning together so financial decisions remain connected to the people, priorities, and future that matter most.
Your Family's Plan Is About More Than Finances.
Families caring for a loved one with special needs often face financial decisions that extend far beyond traditional investing and retirement planning.
Government benefits, estate planning, savings strategies, caregiving, housing, education, and long-term support can all influence one another. A decision in one area may have consequences somewhere else.
Our role is to help you understand how those pieces fit together, organize the decisions ahead, and build a financial strategy around the life and future you want for your family.
A Lifetime of Planning, Not a Single Decision.
Needs and priorities can change throughout life. We help families consider the financial decisions that may arise along the way and understand how each one fits within the larger plan.
Government Benefits
Understanding how programs such as SSI and Medicaid may fit into the broader financial plan while helping preserve eligibility where appropriate.
ABLE Accounts & Savings
Evaluating ways to save and invest for future needs while considering how different account structures may interact with benefits and long-term goals.
Trusts & Estate Planning
Coordinating with estate planning professionals to help ensure assets, beneficiary decisions, and long-term intentions work together appropriately.
Transition to Adulthood
Preparing for important financial and planning decisions that can arise as a child approaches adulthood and greater independence.
Housing & Caregiving
Thinking ahead about housing, support, caregiving resources, and the financial considerations associated with different long-term living arrangements.
Long-Term Family Planning
Building a strategy designed to continue supporting your loved one when parents, grandparents, or other family members may no longer be able to provide the same level of care.
Bringing the Pieces Together.
Special needs planning often involves more than one professional. Attorneys, CPAs, benefits specialists, insurance professionals, caregivers, and other members of your family's support network may all play an important role.
We help keep the financial plan connected to those conversations. Our goal is to help you see the bigger picture, identify areas that may require attention, and coordinate with the professionals involved in your family's planning.
As circumstances change, we continue revisiting the plan so your financial decisions can evolve alongside your family.
One financial plan designed around your family—not a collection of disconnected financial decisions.
A Guide for Florida Families
Special Needs Planning: A Guide for Florida Families
Special needs planning can involve dozens of interconnected decisions over the course of a lifetime. We created a more comprehensive resource to help Florida families understand important planning milestones and explore areas such as government benefits, ABLE accounts, estate planning, adulthood, housing, caregiving, and long-term support.
Explore the Planning Guide →
Planning for Today.
Preparing for Tomorrow.
Every family's circumstances are different. We begin by understanding what matters most to you, the needs of your loved one, and the future you are working to build together.
Schedule an Introductory Call →